A new report from CNN Underscored Money showed that older drivers are more likely to be involved in a crash, but some states are far more dangerous than others.

The study looked at drivers age 55 and older, comparing 17 metrics, including insurance, licensing and road safety. It found that Minnesota was the safest for these drivers, with the sixth-lowest rate of fatal crashes and the fewest pedestrian fatalities. 

Minnesota distinguished itself in several categories. It had the sixth-lowest fatal crash rate and the fewest pedestrian crash fatalities involving older drivers. The state also excelled in road and bridge safety while maintaining relatively moderate insurance rates for this age group.

The safest states for drivers aged 55 and over

Insurance costs varied significantly across different states according to the study. Michigan reported the highest average insurance rate at $3,406 annually for drivers over 55 years old. In contrast, Maine boasted the lowest rate at $938. The income-to-insurance ratio also highlighted economic disparities; Michigan had a high ratio of 6.68%, indicating a significant burden relative to income level. New Hampshire enjoyed a much lower ratio at 1.73%, making it more financially accessible for senior citizens.

The top safest states include:

  1. Minnesota
  2. New Hampshire
  3. Hawaii
  4. Massachusetts
  5. New York
  6. Utah
  7. Ohio
  8. Iowa
  9. Wisconsin
  10. Rhode Island
  11. Virginia
  12. New Jersey
  13. Connecticut
  14. Illinois
  15. North Dakota

Source: CNN